PRIVACY POLICY
MARA Rating Company AG

1. Introduction
MARA Rating Company AG (“MARA,” “we,” “us,” “our”) is committed to handling personal data responsibly. This Privacy Policy explains how we collect and process personal data in connection with our website, business communications, and enquiries, in accordance with applicable Swiss data protection law.

2. Controller and contact
Controller for the processing described in this Privacy Policy:
MARA Rating Company AG
Email: sales@ma rarating.com

3. What data we collect
We may collect personal data that you provide to us directly, such as your name, company, email address, phone number, and the content of your message.

When you use our website, we may also collect technical data such as IP address, browser and device information, date and time of access, and cookie-related information.

4. Purposes of processing
We process personal data to operate our website, respond to enquiries, communicate with business contacts, maintain website security and performance, use basic website analytics where applicable, and comply with legal obligations.

5. Disclosure to service providers
We may share personal data with service providers who support our website, hosting, IT systems, analytics, or communications. Where third parties process data on our behalf, we remain responsible for ensuring that the processing is carried out in accordance with applicable data protection requirements.

6. International transfers
Personal data may be processed in Switzerland and in other countries, including by service providers. Where personal data is transferred to a country that does not provide an adequate level of protection under applicable Swiss law, we use appropriate safeguards.

7. Retention
We retain personal data only for as long as necessary for the purposes described in this Privacy Policy, to comply with legal obligations, and to protect our legitimate interests. Data that is no longer required is deleted or anonymised where appropriate.

8. Security
We use appropriate technical and organisational measures to protect personal data against unauthorised access, loss, misuse, or alteration.

9. Cookies and website analytics
Our website uses cookies and similar technologies that are necessary for operation and, where applicable, for website analytics. We may use Google services for analytics or related website functionality. These technologies may process technical data such as IP address, browser information, device information, and usage data. You can manage cookie preferences through your browser settings and, where available, through our cookie banner.

10. Your rights
Under applicable Swiss data protection law, you may request information about the personal data we process about you and, where the legal requirements are met, request correction or deletion. You may also contact us if you wish to object to certain processing or withdraw consent where processing is based on consent.

11. Automated decisions
MARA does not make decisions about individuals based solely on automated processing through this website.

12. Updates
We may update this Privacy Policy from time to time. The latest version will be published on this website.

13. Contact
If you have questions about this Privacy Policy or the way we process personal data, please contact:
MARA Rating Company AG
sales@ mararating.com